it starts here...

For me...it starts with the eyes...that's what draws me in...the main attraction of a woman. If she's got the eyes, I'm all in.

The next thing is the smile. A pretty smile has me hooked.

When you look at the opposite sex...what feature starts it for you?

c.r.e.a.m

Sometimes I wish people thought like me.

Not everybody.

But some people.

Peep this conversation that I had at work with a co-worker.

Her : Kyle, look at this guy's information (as she points to her computer screen). This guy makes $12,500 per month but he's buying this house that only costs $180,000.

Me : Only?

Her : Yeah. That's 150k a year. Look at his credit. He doesn't have much credit. He could afford a more expensive house.

Me : Yeah, he could. Maybe he doesn't want to overextend himself financially? He's keeping his debt to a minimum. I understand it.

Her : Not me. That's just stupid. I would get a bigger, more expensive house. He can afford it.

Me : You know what...that might have been the dumbest thing I've heard all day. Just because he can afford it doesn't mean that he should buy it. People have to get past that mentality. Look at his profile. He's an executive at GM. You never know what may happen with that company or any company. I'm sure his severance would be nice but he's being smart. He's making a good business decision. You never know what his situation is. Why jump into a ton of debt if you don't have to? We're in a recession. You have to be smart about what you spend your money on. And if he found a cheaper house, why not get it?



We're both mortgage underwriters. We have more than 10 yrs of experience. Right now, we're looking at corporate purchase relocations. These are loans where people who work for corporations and are being relocated by their companies. For example, Jon works for Glaxosmith Kline in Durham, NC. He gets a promotion and they want him to move to Reno, NV. It will be up to him to find a home in Reno and he'd have to qualify. The loan file would come to me and I'd approve it.

My point to my co-worker is this...we all have to be smart about how we spend our money. The dude who's credit profile that we were talking about only had one small credit card. No car payment. No loans. So, he is able to invest/save almost all of his money. As we emerge from this recession, I think it's important to be mindful about what we spend our money on. I'm not saying that we shouldn't want the finer things in life. Who doesn't? Foreclosures and unemployment is at an all time high. Companies are going under. Financially, the country is at rock bottom. It'll be some time before we dig ourselves out of this hole. That being said, be smart about the debt that you assume. Be mindful about what you spend your money on.

Don't go all out...just because you can afford to.

tales of a 7th grade nothing

Social media works

Well...most of the time it does.

I am a self proclaimed "social media mogul." From blogger to twitter to facebook to blackberry messenger...I enjoy it all. I love connecting with people. It has become a big part of what I do. As a married, father of 3...I understand my limitations. I keep it friendly with everybody. However, I understand that everybody doesn't have the same intentions.

That said...

Peep this Facebook conversation that I recently had with a woman who I went to elementary school with. The woman sent me a friend request. I accepted it. I posted on her wall something brief like... "Hello ____ ! How are you doing? It's been a minute. Hope all is well. Take care."

Instead of posting on my wall, she sent me a message in my inbox. Here is the convo...


Her: How are you?

Me : I'm gooooood! I can't complain. How have you been?

Her : I been Bless by God Just Waiting on That new Husband and you

Me : Waiting on a new husband? Nothing wrong with that! I hope it happens for you sooner than later :)

All is well. I'm grown now. LOL. I married (9yrs) my college sweetheart and we have 3 sons (10, 7, 3) and we live in Atlanta. I've been here about 14 yrs. Life is good. I can't complain. I still get home from time to time. My parents are there and I love going home

*** I felt the need to put this out there at this point b/c I could see where this was going. LOL ***


Her : Thats Of blessing to know that you is still holding on no matter what.My husband got 25 years up the road for drugs .so he told me to go on with my like.I did wanted to wait on him but he said no don't do that.

Me : Wow! Sorry to hear that. At least he told you not to wait for him. It says alot about you the fact that you wanted to wait for him.

Her : Yes it does but the problem is i dont want to move on its been about 2years now

Me : Wow. I can dig that. That's true love and dedication. But at some point in time...you have to live your life

Her : Yes i will one day.When god seen him looking for me i will

Me : That's true

Her : So i see that you is tired up a little.You is a good person to talk to .If it not a problem can we talk on the phone sometime because you can't talk to everybody about things no more.

Me : Sorry bout that. I was writing and got side tracked. Thank you. Some people say that I'm easy to talk to so I appreciate the compliment

*** peep how I avoided the question...I'm such a nice guy. I really could have told her to kick rocks at this point. ***


Her : Ok so is it ok for us to chat over the phone

Me : Nah. You can email me. That's easier for me

*** Obviously this is a lie. I'll give anybody my number. Hell, most of you who are reading this have my number! LOL ***


Her : Ok if you say so and i am not good with texting

Me : Cool!

Her : I wish that i could here your voice just ones

*** I don't respond. By this time I'm too busy laughing ***

Then, she emails me again 10 mins later...

Her : You make me smile.Why I can't get the number

Me : It's nothing personal. I don't give my number out. I just don't. I'm a happily married man and I choose not to do that. It cuts down on confusion. Sometimes words...phrases...can be easily misconstrued. I don't need that in my life. Everybody doesn't have your best interest at heart. Why give my number out...would I want my wife doing the same? Nope. You're a woman, so I know that you can appreciate that. Like I said, it's nothing personal. Emails is how I communicate with most people. I know you understand that

Her : Yes i do Its all good sweetie

*** By this time, I'm dying laughing and telling my friends on twitter about it. I can't figure out why this woman is going in like this. I had not seen her since we were 12. And she was 8 months PREGNANT at the time from a 23 yr old man! I shouldn't be laughing at this time...but I'm rollin ***

Then she emails me 5 mins later

Her : your or going to come to Florence SC and let me see you and make you laugh and go out for lunch or something like that

*** I'm in tears on the floor laughing. I don't even respond ***

I guess she got the picture. I think SHE deleted ME as her Facebook friend. LOL

The next time I have a stalker, please let her be able to spell.

Oh yeah...and can I get a fine stalker and not one that looks like somebody's grandmother??? Haaaaaaaaaaaaaaaaaaa

12 radio

Join me tonight on BlogTalkRadio.

Tonight's topic...Dating and Relationships...Can We Figure It Out?

Co-hosted by Reina

Tune in at 10 pm EST/ 7pm Pacific/ 5pm Hawaii

Not sure what time it airs in Tokyo

Be there!

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off tha dome

random thoughts...

Another football season has come and gone. I'm sure gonna miss it. Football is my first love!

The older I get, the more I appreciate jazz music

I think we all should take a day to scroll through the address book in your phone and call somebody whom you haven't spoken to in months

And while you're scrolling, if you come across a number that you haven't called since you put it in your phone, you prolly should delete it.

Is it just me or does anybody else watch the Winter Olympics just to see somebody fall down?

Anybody who knows anything about football knows that the interception that Peyton Manning threw in the Super Bowl was HIS fault. You can't defend that and you can't defend Manning. I'm sorry.

Brandon told me the other day..."Your name is not Kyle...it's Daddy!"

Dick Cheney was on tv talking about "there's gonna be another attack on America." Well, we endured 8 yrs of bs...I wonder if that's what he was talking about?

I'm not an Obama apologist. I'm gonna hold his feet to the fire, too. But you can't expect the man to work miracles in a year.

Errrrybody and their momma is a Saints fan now? Gimme a break!

Raise your hand if you've made the realization that you know more at work than the person who manages or supervises you...

Call it a play on words but I never call somebody my boss when discussing work. You could be my supervisor or my manager. You'll never be my boss.

Ipad? Blah. Iphone? Blah. I aint feelin it.

Shoutout to everybody who's been listening to my show on Blog Talk Radio every Wed night @ 10pm est. I appreciate the love!

Remember when Space Shuttle flights were big news?

Don't forget about Haiti. They will need our help long after the networks deem that it's no longer a story. Give and continue to give.

The new Sade cd dropped last week. Anybody copped it? Thumbz up or down?

Trust me when I tell you...all black people can't dance! And I know some white people who have rhythm and can dance!

I'm sure that most of us are tired of seeing snow...but it looked good at my house. And the boys enjoyed it! (front and back yard)

Love is...

Who is usually the first one to get cold feet in a relationship as things turn serious...a man or a woman?

If a dude is a self proclaimed "momma's boy", when he gets married...does his mom come before his wife? If so...why?

Does the dude who made "Pants on the Ground" know that he lost a ton of money by NOT copyrighting that?

Guilty pleasure...The Pepa Show

Looking forward to kickin it with the Crew in Charlotte for the CIAA Tournament. We're going long! I'ma be like Randy Moss on a fade route...Wide Open! Hahahaha!

You know who I have the hardest time shopping for??? Me! I rarely buy stuff for myself

I did buy a jacket that was $65 but got it on "sale" for $12. Now that's a "sale". *sarcastic*

I really shouldn't have to stare at you to figure if you're a woman or not.

I really wanna take piano lessons.

I see you Mike Vick. Good to see you back in the League. You'll be somewhere else next year. Also, it's good to see that BET hasn't effed up your show!

Can't wait for the Boondocks to come back on tv! That's my show!

Penny Gordon...Penny Gordon...Penny Gordon

veeeeday

Valentine's Day!

Is it a holiday for lovers?

Is it a holiday for suckers?

You be the judge...

Valentine's Day is the holiday for love. Holiday? When did it become a holiday? My first memory of Valentine's came when I was in the 3rd grade. I had to give candy to my classmates (including the dudes) and exchange cards with the girls. Ironically, I had 2 special cards that were gonna go to my 2 Valentines...Catina & Carolyn, who were best friends...LOL.

Back then, Valentine's Day was fun because you would find out the girls in your class who liked you.


Nowadays, Valentine's Day ain't the same.



I mean, there is still a girl in my life who gets a card. And my mom still gets a card.

But society has commercialized the day so much that people who don't have Valentine's are made to feel bad.

Maybe we're just too old now and things ain't what they used to be.

Or maybe...people have turned something that used to be special into a money makin' venture.

Lovers or suckaz? I dunno.

Enjoy the "holiday" folks. LOL

12 radio

Join me tonight on BlogTalkRadio.

Tonight's topic...Sports Update...co-hosted by Juan C

Super Bowl/NFL wrap up...NBA...MLB

Tune in at 10 pm EST/ 7pm Pacific/ 5pm Hawaii

Not sure what time it airs in China

Be there!

http://bit.ly/c5Gzmf

tatt it up!

Do you know the profession where 91% of its employees has tattoos??

Take a guess...

Yep! The NBA!!!

I came across this random stat the other day. And later that night I watched a game that featured the Denver Nuggets. It seems like EVERYBODY on the team has at least ONE tattoo!

I don't think the head coach does. But I wouldn't be surprised if he did. They might be the most tatted up team in the NBA.

JR Smith

Chris "Birdman" Andersen

Kenyon Martin

Carmelo Anthony

The more I watched these cats, I realized that that I'm never gonna get a tattoo. I went through my stage of wanting one. I don't knock those who do. I was supposed to get one when I was in college. But it didn't happen. I may get one...one day. But it'll be ONE. I can't look like this. I wonder what these dudes will look like at 40 yrs old? 50 yrs old?

What about you?

Got any tats?

If so, where and how many?

Hollatchaboi

12 radio

Join me tonight on BlogTalkRadio.

Tonight's topic...State of the Union...What's Wrong With Us?

An indepth look at the plight and direction of our people.

Tune in at 10 pm EST/ 7pm Pacific/ 5pm Hawaii

Not sure what time it airs in Samoa

Be there!

http://bit.ly/9hsYwe

whutwouldudo

I am loyal person...

Extremely loyal...

Especially when it comes to my crew.

You don't get a stronger bond. The crew always sticks together...no matter what. The way that we roll...if you disrespect/mistreat/break up with one of us...we all will cut you off.

Which leads me to this question, if somebody mistreats your best friend but then makes an attempt to be friends (or establish a business relationship) with you...what do you do?

Hollatchaboi!